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The baby boomers--that big, bold generation that marched, protested, innovated and made things happen--are leaving another legacy. That of debt. The boomers, unlike their frugal parents before them, have not done a very good job of preparing for retirement. The number of senior households with debt increased from about 44% in...

Susan Beauregard, 49, dreads talking with her 89-year-old mother about what to do with her mom’s treasured set of Lenox china. Ms. Beauregard never uses her own set of Lenox and has even less use for another set. “Mom’s Lenox will sit in a cupboard next to mine.” Her mom...