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Let the season begin! That old excitement is back in the air. What can we expect? A white Christmas in many parts of the country. People on the move. Crowded airports and train stations. Busy restaurants. Americans happily spending money again.   Forget the “need-to-haves”. Americans are ready for the “I deserve-to-haves” Salesforce...

Who remembers last year’s Thanksgiving? Too afraid of Covid to travel, we became a nation of solitary diners hunkering down to a box of takeout, perhaps salvaging our meal with a good bottle of wine. My brother in Florida never got out of his pajamas. He watched the Macy’s parade...

As you start thinking about what belongs in your Living Trust, here are four things that often get overlooked—and can have significant, often costly consequences. Creating Joint Tenancy Assets In Living Trust conversations, joint tenancy generally refers to real estate and how you hold title to a property. If two people own...

Tom and Gina came into our Oakland office to update their Living Trust—something they regretted not doing years before. Both Tom and Gina are Covid survivors. An RN at Kaiser, Gina became sick in the early days of the pandemic, and Tom soon became infected as well. Both were in...

Employers with 5+ employees must offer a retirement program or face fines Employers may not realize that we’re inching up on the final registration deadline for the CalSavers mandate that will impact every business with five or more employees. What many small business owners still don’t know about CalSavers CalSavers (Senate Bill 1234)...

Concerns about data privacy extend to how we protect our digital records, including Living Trusts, Deeds and other important legal documents. We frequently field questions about whether a safe deposit box is appropriate for storing these documents. Limitations of safe deposit boxes The most basic dependency is that safe deposit boxes are...

Just about the time we thought we could put this pandemic behind us, we find ourselves masking up against the Delta variant, and there are other versions waiting in the wings. The reality is that Covid’s impact—both the good and the bad—will be with us for a long time. We’re now...

When you create a Living Trust, you need to move your assets into the Trust. Besides real estate, bank and brokerage accounts, you may have other assets of value. When John and Isabelle came in to create their Trust, John’s grandfather had just died and left him a valuable collection...

A year of Covid has taught us that we like working from home But we also like collaborating with our colleagues. This is the future of the workplace. It’s a hybrid solution. What Guideway learned about hybrid workplaces At Guideway, we initiated a hybrid model within the first week of the Covid lockdown....

While Covid has disrupted our lives in ways that few emergencies have before, it has also cleared the way for an economic boom and social revival. The New York Times’ David Brooks is calling it the “American Renaissance”. Brooks describes how West Germany and Japan endured widespread devastation during World War...

Covid Heroes: Doing mostly anonymous things to help their communities I keep promising that I’m not going to talk about Covid. It’s behind us, and we’re moving on. But Covid stole an entire year out of our lives and it’s had enormous sociological and economic impacts. Every once in a while...

Many of our Living Trust clients are already retired, while others may be mulling over the pros and cons of early retirement. Yet according to Employee Benefit Research Institute (EBRI) survey, just 11% of today's workers plan to retire before age 60. For those who do retire early, the reality...